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Upcoming Events

School Supply Drive

July 19-August 7

Donations Accepted
at any FCB Location

Personal Savings

Accounts Designed with Our Customers in Mind!

FCB Savings
Premier Money Market

	FCB Savings	Premier Money Market
Customized For	All savings needs, including custodial accounts	All savings needs with premium return on your money and easy access to your funds
Opening Deposit	$50.00	$1,000.00
Minimum Balance	$50.00	$1,000.00
Service Charge	NO SERVICE CHARGE if minimum balance is maintained. If the account balance falls below $50 anytime during the month, there is a $5 monthly service charge. Six FREE withdrawals are allowed each month. Excess withdrawals and/or payments are $3 each. *	NO SERVICE CHARGE if minimum balance is maintained. If the account falls below $1,000 any time during the statement cycle, there is an $18 monthly service charge. Six FREE withdrawals are allowed per statement cycle. Excess withdrawals are $10 each **
Interest	Interest paid on all balances Interest is compounded and credited quarterly. View Rates	Interest paid on all balances Interest is compounded and credited monthly. View Rates
Electronic Banking & Phone Banking	FREE	FREE
Statements	FREE statement binder and statements	FREE statement binder and check image statements.
Extras	FREE deposit and withdrawal slips FREE ATM Card FDIC Insured	Bonus rates for 49er checking account holders FREE ATM or Debit Card Choice of checks or passbooks Full liquidity Secure Investment FDIC Insured

Additional Information

If the account is closed before interest is credited, you will not receive the accrued interest.

*If the account is closed within 7 months, there will be a $15 closing fee
** If the account is closed within 7 months, there will be a $20 closing fee.

Temporary Liquidity Guarantee Program

FCB Banks is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

On July 21, 2010, FDIC insurance coverage was permanently raised to $250,000. The FDIC insurance limit applies per depositor, per insured depository institution for each account ownership category.

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