Online Banking / Business Direct Access
Entering this secure site is providing access to a private computer network. This site may be utilized for authorized purposes only. Unauthorized access or use is not permitted and constitutes a crime punishable by law. Activity on this site is monitored for security purposes.
Upcoming Events
School Supply Drive
July 19-August 7
Donations Accepted
at any FCB Location
|
Fixed Rate Mortgages & Home Equity Lines
We specialize in service and low cost mortgage loans where the decision for your loan is made locally and quickly.
Fixed Rate Mortgages
We offer free approvals on all 30, 20, & 15 Year Fixed rate mortgages which includes programs such as Conventional, FHA, VA, & Rural Development Loans. You can purchase that new home with as little as no money down. With rates changing daily it is important to contact your local Loan Officer today.
In House Mortgages
Purchase or refinance you home with No PMI and as little as 10% down payment or equity. With approval decisions made locally and serviced locally we can offer fast turn around times. By making Bi-weekly payments you will be able to shorten the payoff time of your loan substantially. Other features include lower closing cost and no escrow requirements. We also offer Construction Loans, Lot Loans, and Spec Loans.
Home Equity Loans
We offer three kinds of Home Equity Lines that are fast and convenient. Use the equity in your home to pay for college, purchase a car, home improvements, or pay other debt. In most cases Home Equity Loans are tax deductible.
- FCB's Prime Line Equity Loanis a revolving line of credit that is tied to Prime and is as easy as writing a check up your credit limit.
- Fixed Term Mortgage loans offer a rate fixed for a term and provides steady Principle and Interest payments.
- Revolving Lines of Credit offer a fixed term rate as well as the ability to make future disbursements for any of you financing needs.

Mortgage Payment Calculator
Calculate your mortgage payment below!
Use our loan calculator to help you determine the loan financing amount and payment options that are best for you. Web browser must support JavaScript.
Please Note: The calculator is intended to provide approximate information about your loan payments and does not constitute an offer to extend credit. Your actual payment information may vary. Please contact us for exact payment information.
|
Quick Links
Surcharge free ATM locator

Join Our Online Community

|