Online Banking /
Business Direct Access

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Upcoming Events

School Supply Drive

July 19-August 7

Donations Accepted
at any FCB Location

Business Banking

For Your Business Banking Needs!!

Merchant MasterCard and Visa Processing:
This service is provided to FCB commercial customers to support their credit/debit card processing needs. As our customer, you can depend on reliable transaction processing along with the great service you expect. We offer reliable and innovative card processing technology from the nations leading equipment and software companies. We offer our local customers a broad range of services to help their business grow in an ever-changing market. Services such as:

Check Verification
Gift/Loyalty Cards
Wireless Solutions
PC Processing
Prepaid Phone/Wireless Cards
Discover and American Express Processing

We will work with you every step of the way in getting you set up with the merchant solution that suits your needs. For more information contact Mike Schreffler at 618-239-9000 or Dave Toby at 618-656-9090 or Mary Louise Presson at 618-656-9090.

Commercial Credit Cards:
Visa Business Credit Cards offer the flexibility to separate business from personal expenses with three types of Business Credit Cards. Click here for more information and to apply for your Commercial Credit Card today.

Sweep Repurchase Agreements:
Repurchase Agreements are accounts designed to allow corporate businesses to receive a high return on their money. All deposits and all checks should be drawn on the Commercial Checking Account. All excess funds are transferred into the sweep account daily or transferred out of the sweep account to cover incoming checks. Funds are transferred in $1,000 increments. A minimum target balance of at least $10,000 must be maintained in the Commercial Checking Account for eligibility in this program. The target balance used is the daily collected balance for sweeping funds. The funds transferred into the sweep account are not FDIC insured.

FCB Debit Business Card:
FCB offers a convenient way for Business Customers to make purchases at participating merchants and locations worldwide. Some of the benefits of the Debit Business Card are: Speed at the register, ATM access worldwide, immediate authorization on internet/phone transactions, increased daily card limit to $2500, one debit card for each signer on your business account, and additional debit cards available to your employees. For further information or to apply for a FCB Business Debit Card, please visit any FCB location.

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